If none of these reasons are correct and you still can`t reach an agreement, call them to ask for a copy of your contract. Under federal law, your credit card issuer is required to provide a copy of your contract upon request. If you change your name, address, email address or phone number (or other cardholders), you can let us know immediately. This applies to mobile phone numbers as well as landlines. And we could ask you to send proof if we need it. You have the right to obtain a free copy of the draft credit contract if you request it, unless we are not prepared to continue the conclusion of the credit agreement on that date. You can also view a copy of the draft credit agreement on our website at www.capitalone.co.uk. Capital One is a giant in the credit card industry, which is why it`s not surprising that they offer a bad credit card. Depending on personal circumstances, customers could benefit from a credit limit of $200 to $1,500 with an advertised 34.9% representative RPA.
The card is intended to help those with unfavourable credits improve their credit score. More than 6 million customers use the Capital One Classic credit card and potential customers can use an authorization reviewer to see if they are likely to be accepted for the card without compromising their creditworthiness. We`ll tell you your credit limit on your monthly statements if you need to check (it may change over time). Keep an eye on what you`re spending (and all additional cardholders) and consider any interest, fees and expenses you may also owe. Because once you have reached your limit, your card (and all the other means of payment we can give you) can stop working until you pay off the debts. If you have any questions about the agreements yourself, speak directly to the card issuer. If you make a transaction in a foreign currency, it is converted to sterling with the exchange rate of the payment system (fixed by Mastercard or Visa, depending on the card you have). We may also apply a non-sterling transaction tax to a transaction in another currency.
This agreement and all related communications are written in English and are governed by the law of England and Wales. You and we both agree to submit to the non-exclusive jurisdiction of the English courts.